Ability is what you're capable of doing, Attitude determines how well you do it
Ability is what you're capable of doing, Attitude determines how well you do it
As an Affiliate of one of the nation’s premier approved SBA (Small Business Administration) loan experts, we have access to the Lenders that have been trained by the nation’s largest SBA lenders. They have the skills and know-how to help you successfully navigate through the complex maze to loan approval and closure in record timing. An investment of 26 years into the business of bringing borrowers and capital together, providing $520 million in funding for smaller businesses alone.
SBA loan programs are the nation’s most sound, secure government-guaranteed lending program for small businesses, yet they are poorly understood and greatly underutilized. Why? Many banks just don’t have the experience, knowledge or resources to manage the complex SBA lending process, making it difficult for you—the borrower—to get qualified.
The need for SBA lending is more critical now than ever before to building the economy and expanding job creation. Interest rates are at an all-time low. Couple that advantage with the low monthly payments and low down payment of an SBA 7(a) loan gives borrowers the ability to increase their working capital and keep their businesses moving forward.
Every business type can apply for an SBA Loan to purchase owner-occupied real estate, or for working capital, new equipment, leasehold improvements, closing costs, business expansion and acquisitions, construction, debt consolidation, and more! Buyers are required to have industry or related industry experience, and will be eligible for multiple benefits, including:
If you need funding in a hurry and if you have collateral available, a hard money loan may be the right solution for you. Hard money lenders are able to make loans banks can’t - the ones banks consider riskier than commercial loans. They’re often used to purchase, refinance with cash out, or for construction.
Because hard money loans are quick and convenient they are more expensive. The typical hard money loan is short-term and generally ranges between one to seven years, longer terms are available on a case-by-case basis. Interest rates can range from 9% to 14%. Interest only payments keeps this type of financing affordable. Interest reserve is also available with Loan to Values as high as 70%.
Our Affiliates/Resources offer several solutions to financing commercial real estate and work on both small and large projects alike. Depending on your time constraints and specific needs, we can help you identify just the right strategy for you.
When you’re looking to purchase or refinance (with cash out) on investment property, our Stated Income Program is one of the quickest and simplest ways to fund your small balance commercial loan. It will cover purchases up to 75% of the loan value for various property types, both owner occupied and investor owned, without requiring verification of income.
Whether you’re looking to purchase property or refinance (cash out included!), our lenders can help you get the funds you need—FAST! Our nationwide large commercial loans will cover purchases up to 75% of appraised value.
Use these loans to pay for that hard-to-finance transaction, non-recourse, or nationwide construction loans! We even consider international options on a case-by-case basis.
Need funds now? We can arrange for a bridge loan within a few weeks. Or, for more long-term needs, we can setup a traditional term loan at competitive rates, with terms up to 25 years using SBA programs or bank financing.
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